No, the settlement amount cannot be changed manually, although the amount will differ from bond to bond also depending on the yield/price the bond was bought/sold at and how much quantities of the bond were bought/sold.
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Bonds
Infinite Alpha offers professionally structured bond investments designed to deliver stable income, protect capital, and bring balance to your overall investment strategy through research-driven selection.
About Bonds
Bonds are fixed-income instruments that allow you to lend money to governments or companies for a defined period. In return, you receive regular interest payments and your principal at maturity. Bond investments focus on stability and predictable income. They support portfolio balance and bring consistency to long-term planning. Investors often use bonds to build dependable cash flow and create a strong foundation for wealth through disciplined allocation and structured selection.
Our Bond Investment Solutions
Carefully structured fixed-income portfolios designed to deliver stability, predictable income, and capital preservation through a disciplined approach.
Stable Income Focus
Designed to generate steady and predictable interest income.
Capital Preservation
Structured to protect capital while maintaining portfolio stability.
Risk-Controlled Allocation
Bond selection aligned to credit quality and maturity profiles.
Tax-Efficient Structures
Optimised to improve post-tax returns through suitable instruments.
Laddered Maturity Planning
Scheduled maturities to manage interest rate cycles smoothly.
Ongoing Monitoring & Review
Regular review to maintain quality, yield, and portfolio balance.
Type of Bonds
There are several types of bonds available, each designed to serve different investment needs. Understanding these categories helps in building a purpose-driven fixed-income portfolio.
Government Bonds
Issued by the Central Government and considered among the safest fixed-income instruments available.
State Development Loans
Issued by state governments to fund their requirements and widely regarded as highly secure.
Municipal Bonds
Issued by local government bodies to finance infrastructure and urban development projects.
Public Sector Bonds
Issued by government-owned enterprises such as NHAI, REC, or ONGC to raise capital for operations.
Corporate Bonds
Issued by large companies and financial institutions and rated based on credit quality and risk.
Taxable Bonds
Bonds where the interest income is taxed as per the investor’s applicable income tax slab.
Tax-Free Bonds
Issued by select public sector entities where the interest income remains exempt from tax.
Who Should Invest in Bonds?
Bonds are suitable for investors who seek stability, predictable income, and lower volatility in their overall portfolio.
Conservative Investors
Income-Oriented Investors
Portfolio Diversifiers
Tax-Sensitive Investors
Long-Term Planners
Key Benefits of Investing in Bonds with Infinite Alpha
Investing in bonds through Infinite Alpha offers a research-driven and goal-focused approach.
Provides steady and predictable interest income.
Helps protect capital while maintaining stability.
Uses a risk-controlled and quality-focused selection approach.
Structured to improve post-tax returns where suitable.
Backed by research with continuous monitoring.
Adds stability and balance to the overall portfolio.
Build Your Bond Portfolio with Confidence
Move forward with structured, income-focused bond investing through Infinite Alpha. Our team supports you at every stage of your investment journey.
Frequently Asked Questions
Helpful information to guide you through common queries.
What are bonds?
A bond is a fixed income instrument that that is nothing but a loan given by the investor to the issuer. The company that issues the bond is known as the issuer and the investors who invest in the bond are known as the bondholders. The issuer pays the interest to the bondholders till the time of maturity of the bond, following which the entire principal is returned to the bond holder.
Who should consider bonds?
Anyone above the age of 18, who wants to save a certain amount of money but doesn’t want the hassle of constantly monitoring the market ups and downs while keeping their money safe and getting fixed returns.
Why should I choose bonds over fixed deposits?
Bonds and FDs are both low-risk securities. Still, you should choose Bonds over Fixed Deposits because :
- Bonds provide higher interest returns than FDs.
- Bonds are tradable, but FDs are not.
- Bonds can satisfy various financial requirements like generating a regular income stream, savings tax on interest income, savings tax in capital gains, etc. FDs offer no such facility.
What advantage do bonds have over other investment options?
Bonds: They are pure fixed-income investment options. They come with a fixed annual return and fixed maturity period.
Public Provident Fund: PPF is a saving scheme offered by the Central Government.
Fixed Deposits: These instruments are offered by banks and non-banking financial organizations that return fixed interests.
Exchange-Traded Funds: ETFs consist of a set of underlying securities and manage market fluctuation. They have passively managed funds and have low volatility.
All fixed income instruments fall into the category of low-risk instruments. ETFs have no maturity and have low volatility. The maximum amount that can be invested in PPF is 1.5 lakhs. FDs are not tradable.
Whereas Bonds have fixed maturity, there is no limit on investment amount and are tradable.
What are the different types of bonds?
There are 7 types of bonds available in the Indian Market, namely Capital Gains Bonds, Government Securities, Corporate Bonds, Inflation-Linked Bonds, Convertible Bonds, Sovereign Gold Bond and RBI Bond.
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Here is the list of different types of Bonds available.
- Government bonds: Government bonds are issued by the Central Government. They are also known as Government Securities or ‘’GSecs’.’ These Bonds carry the highest level of safety guaranteed by the Central Government and hence do not carry any credit rating.
- State Bonds: The various States issues state Bonds in India. The States raise money via this Bond route regularly. These Bonds are called ‘State Development Loans’ or SDLs. Like GSecs, they are also perceived to be of the highest safety level and hence do not carry any credit rating.
- Municipal Bonds: Municipal Bonds are issued by local or state-level government agencies to fund development activities like city development, urban transportation, healthcare infrastructure, etc. These Bonds are popularly called as ‘Muni Bonds.’
- Public Sector Bonds: Public Sector Bonds are issued by organizations where the government holds more than 50% ownership. Example: NHAI, REC, ONGC, etc.
- Corporate Bonds: The large corporations and financial institutions issue these bonds to capitalize on their business operations. They are rated by various credit rating agencies based on the risk profile of the bonds.
- Taxable Bonds: All Corporate Bonds fall into this category. The interest income earned from investments in these Bonds is taxed as per the investor’s income tax slab.
- Tax-Free Bonds: The PSU units issue Tax-Free Bonds. The interest income earned from investment in these Bonds is 100% tax exempted.
Are there any tax saving bonds?
Yes, 54-EC Bonds are most popular for the function of compensating for long-term capital gain tax and are specifically meant for investors earning long-term capital gains and would like tax exemption on these gains. These bonds do not allow any tax exemption on short-term capital gains tax.
Can there be any risk in Bond Investment?
Bonds are considered as one of the best instruments for stable return on investments. Not only that, bonds are also known to be a stable way of investing money especially the bonds that are issued by the government, as it guarantees returns. However, like all investment classes, bonds also have their own set of risks. Some of the risks that bonds are prone to include Interest Rate Risk, Reinvestment Risk, Inflation Risk, Default Risk, Ratings Downgrade Risk and Liquidity Risk.
Is there a lock-in period for Bond?
Bonds are 100% tradable securities. This means that there is no lock-in on your bond investment. If you want to sell them before maturity, you can do so in the secondary market at market price(market price may vary from par-value).
Can I withdraw my money invested in bonds any time before maturity?
Yes, money invested in bonds can be withdrawn before maturity by selling the bond you bought. The bonds can be sold on the BSE/NSE website. You can also seek the help of the Bondbazaar customer service team to assist you in selling your bonds.
What is the minimum investment amount for bonds?
The minimum investment amount for Government Securities is Rs.100 and for Corporate Bonds it is Rs.1000.
What is the relationship between bond yield and bond price?
Bond yield and bond price are inversely proportional to each other, i.e., higher the yield, lower the price of the bond and higher the price, lower will be the yield of the bond.
How would I know about Interest Payment (IP) date and Interest Payment Amount? How can I get details on cash flow from a Bond?
The steps for this are given below:
- Login to your account on Bondbazaar and search for the bond whose details are required.
- Search the bond in the search bar and click on it to open the bond overview page.
- In the bond overview page, you will see a cashflow widget on the right-hand side of the page, those are the entire cashflow details of that bond.
What is ICCL and NSCCL?
The Indian Clearing Corporation Ltd (ICCL), a subsidiary of BSE Ltd. and the National Securities Clearing Corporation Ltd, a subsidiary of NSE Ltd. are both bodies that were established and are regulated by SEBI. They are responsible for clearing and settlements of all trades executed on the BSE and NSE respectively along with deposit, collateral and risk management functions.
How do I place my trade?
The steps for this are given below:
- Login to your account on Bondbazaar.
- Look for the bond on the orders present on the terminal or by searching for it.
- Click on the Buy button to open the order window.
- Enter the desired yield/price and click on buy now to place the order.
What is the settlement amount, and can it get changed?
Settlement amount is the final total amount to be paid while buying a bond or that you will receive while selling a bond.
What is the Settlement cycle?
The seller participant shall transfer the securities from his Demat to Clearing corporation pool account on the settlement date & the buyer shall make the pay-in of funds to Clearing corporation pool account before the settlement timings. The Pool Account for securities and funds is mentioned in the deal slip sent to both the buyer & seller on their registered email ID.
Who can sign up?
Anyone above the age of 18, who wants to invest in bonds or explore the world of bonds can sign up.
What document do I need to have?
To complete your KYC process successfully, you require PAN card, Aadhaar Card, Bank details and your signature on a blank paper.
What is demat account?
A demat account / dematerialized account is what holds financial securities digitally and enables one to trade shares/bonds in the market. In India, demat accounts are maintained by two depository organizations: the National Securities Depository Limited (NSDL) and the Central Depository Services Limited (CDSL). Bondbazaar is currently maintained only by CDSL.
Are there any charges to open a demat account?
No, we charge zero account opening and account maintenance charges.
Can I link/map other demat account on your platform?
No, currently there is no provision to link existing demat account to our platform.
Can I see the bonds available to trade without login?
No, to view the available bonds for trading, it is necessary to complete your KYC journey with us and create a trading account.
How long does it take to open an account?
The KYC process is hassle-free and will not take more than 5 mins to complete, while the activation process of the account in exchanges NSE and BSE takes upto 48 hours.
How to add funds?
To add funds to your account, go to the funds page and add funds via UPI or net banking.
How can I withdraw funds?
To withdraw funds, go to the funds page and put a withdraw request of the amount you want to withdraw from the amount of funds available in your account. You will receive the withdrawal in your account within 2 working days.
Can I modify Buy/Sell order?
An order placed in exchanges NSE or BSE can be modified directly from your orders page and an order placed in RFQ can be modified by contacting the number from the orders page modify button.